What is the Average Settlement for a Car Accident in Alabama?
Been in a car accident in Alabama and unsure about what compensation you might be entitled to?
While there’s no one-size-fits-all answer to this question, understanding Alabama’s car accident laws and settlement ranges can empower you when navigating your claim. At Hill, Gossett, Kemp, P.C., we are committed to helping you secure the compensation you deserve.
Key Factors Influencing Settlements
Settlements for car accident cases in Alabama can differ greatly depending on each specific situation. Here are the major aspects that determine the amount one might expect from a car accident settlement in Alabama.
1. Types of Damages Covered
In Alabama, compensation in car accident settlements typically includes:
- Medical Expenses
- Lost Wages
- Vehicle Repairs
- Pain and Suffering
2. No Cap on Damages
Alabama does not impose a statutory limit on most personal injury damages. According to the Code of Alabama, Section 6-5-410, there is no ceiling on the economic and non-economic damages one may seek in personal injury lawsuits, except in cases of medical malpractice. This absence of caps means potential settlements can be substantial, particularly for long-term or permanent injuries.
3. Contributory Negligence Rule
Alabama’s contributory negligence rule significantly impacts car accident settlements. Under this rule, detailed in the Code of Alabama, Section 6-5-580, if an individual is found to be even 1% at fault, they are barred from recovering damages. This strict rule necessitates a clear demonstration of the other party’s complete fault in causing the accident.
4. Impact of Long-term or Permanent Injuries
The severity of injuries has a major influence on settlement amounts. Injuries requiring prolonged medical care or resulting in permanent disability usually lead to higher settlements due to the extended medical expenses, future medical needs, and the lasting effect on the victim’s earning capacity.
5. Quality of Legal Representation
The effectiveness and thoroughness of the legal team can dramatically affect the outcome of a car accident settlement. Attorneys familiar with Alabama’s traffic laws and personal injury statutes are vital, especially given the state’s stringent contributory negligence rule. At Hill, Gossett, Kemp, P.C., our accident lawyers in Alabama meticulously gather and present every piece of evidence to robustly protect our client’s rights and strengthen their cases.
Average Settlement Figures
While it’s challenging to pinpoint an ‘average’ settlement since each case is unique, minor injury cases might settle for sums under $15,000, whereas more severe injuries could command settlements in the hundreds of thousands or even more. More so, Alabama law requires all drivers to carry minimum liability insurance coverage. This means the at-fault party’s insurance must cover:
- Bodily injury liability: $25,000 per person and $50,000 per accident
- Property damage liability: $25,000 per accident
This minimum coverage serves as a benchmark, but your compensation could exceed these amounts depending on the severity of your injuries and other factors. It’s important to have a knowledgeable accident lawyer in Alabama who understands the value of your claim and fights to maximize your compensation.
Alabama Car Accident? We Can Help.
If you or a loved one has been involved in a car accident in Alabama, do not wait to seek legal guidance. At Hill, Gossett, Kemp, P.C., we are here to ensure you receive the justice and compensation you deserve. For more details about how we can assist you, contact us today. Your initial consultation is the first step toward recovery.